BHIM Aadhaar Pay is meant for merchants who can receive digital payments from their customers over the counter through Aadhaar Authentication Payment Systems. Both merchant and customer must have their bank accounts linked to their respective Aadhaar Numbers. The merchant should be associated with the acquiring bank which has a BHIM Aadhaar Pay service, to accept payment from a customer of any bank to its linked banked account directly. By directly authenticating the biometric fingerprints of the customer alone can the sales process be completed between the merchant and the end customer, thus making the payments easy and secure.
BHIM is an application level implementation of Aadhaar Enabled Payment System. The biometric data of the end customer needs to be digitally signed and sent in an encrypted form to the CIDR repository for authentication and verification.
Blue Star E&E can help banks and other organisations meet the necessary compliances of UIDAI with reference to securely storing the keys in Hardware Security Modules, commonly known as HSMs. Using the company's gold channel partner, Thales nShield XC Connect series HSM, it is possible to meet and comply with all standards.